HOMEOWNER OCCUPIED REPAIR PROGRAM

IHS understands the housing repair needs in our community. Many people are on Social Security or other fixed incomes and cannot afford the upkeep on their home. A new roof is out of the question, but the rain continues to fall. IHS utilizes volunteers and funding from private donors, churches, special events, and various grants to make repairs to homes owned and occupied by low income residents of the counties we serve.

In 2007 we will organize and supervise over 20,000 hours of volunteer time on these projects. Priority of service is given to needs which serve to:

	prevent homelessness due to the condition of a house
	eliminate health and life safety hazards in homes involving children and elderly
	make homes accessible and usable for special needs such as physical disabilities

The Homeowner Occupied Repair Program gives qualifying applicants an interest free loan for the materials needed to make home repairs themselves. IHS serves as technical support to the homeowner advising and instructing them step-by-step, but the homeowner himself actually does the work. Once completed we fix a value of the material used, and the owner makes payments on the loan based on their ability to pay. If the homeowner makes all scheduled payments according to the agreed terms, IHS forgives the final 15% of the loan. The program recently expanded to also include Rice, McPherson, Stafford, Pratt, Kingman and Harper Counties.

	proof of income
	a copy of your deed showing proof of ownership
	a copy of your real estate tax receipt showing taxes are current

Information/Application Request